Tag Archives: Savings Plan

Feature

Why You Should Start Investing In A 529 Plan with Richard Ellis (Ep.11)



Do you have children or grandchildren who have yet to graduate from high school? Are you wondering how you can offer them a timeless gift this year that supports their future goals? 

Investing in a 529 plan might just be the perfect fit for you. 

In this episode, Jeff Brimhall, PhD, CFP®, CFA, and Benjamin Cummings, PhD, CFP®, talk with Richard Ellis, executive director at my529 to discuss what exactly a 529 plan is, how it compares to other savings plans and why you should start investing sooner rather than later. He also talks about transferring it from one beneficiary to another and what will happen to the plan if it is not used for education. 

Richard discusses: 

  • The benefits of having a 529 plan depending on the state you live in
  • How you can get a tax advantage on education expenses by investing in a 529 plan
  • Some reasons people start a 529 plan early for their children 
  • And more

 

Connect With Richard Ellis:

Connect With Blue Barn Wealth:

About Our Guest: 

Richard Ellis is a seasoned professional with experience working at all levels of state and local government. His primary expertise is in investment of public funds, debt issuance and budgeting. Richard has extensive experience speaking and training large and small groups. He has served on several boards and commissions helping develop policy and strategic initiatives. Richard also has experience working with various constituencies to find solutions to problems and continue the advancement of programs.

 


Feature

How To WIN At Insurance with Todd Erkis (Ep.10)



Do you know what it means to “win” at insurance? If you’ve never thought about insurance in this light or have not considered how insurance can help during moments of high stress, you may want to tune in to this week’s episode. 

In this episode, Jeff Brimhall, PhD, CFP®, CFA, and Benjamin Cummings, PhD, CFP®, talk with Todd Erkis, author and professor at St. Joseph’s University to discuss how you can reformat the idea of insurance in your eyes so that you have the protection you need, when you need it. From car to life insurance, it is important to know how these plans work so that you feel confident when the time comes to tap into this area of your portfolio. 

Todd discusses: 

  • When is the right time to lock in an insurance plan
  • How to understand deductibles and choosing the right deductible level
  • The right time to approach your insurance company with a claim 
  • The decisions involved in life insurance and how to identify your needs
  • And more


Resources:

Connect With Blue Barn Wealth:

Connect With Todd Erkis:

About Our Guest: 

Todd Erkis is currently living a lifelong dream teaching finance and risk management at St. Joseph’s University.

He is the author of “What Insurance Companies Don’t Want You to Know – An Insider Shows You How to Win at Insurance” available at Amazon.com.

He is also, a life actuary with experience in M&A, pricing, financial projections, annuity and life products including variable annuities (VA) and VA hedging.