Monthly Archives: June 2023

Feature

A Simplified Guide to Disability Insurance with Bart Spencer (Ep. 16)



Have you ever thought about what would happen to your income if you suddenly became unable to work due to illness or injury?

Disability insurance can protect your income and provide a safety net for a time just like that.

In this episode, Jeff Brimhall, Ph.D., CFP®, CFA, and Benjamin Cummings, Ph.D., CFP® are joined by Bart Spencer (aka The DI NUT), Director of Disability Income and Long Term Care at Allegis Advisor Group. They break down how disability insurance works, including critical costs and benefits involved.

Bart discusses: 

  • How to determine the amount of disability insurance you might need
  • Why an employer-sponsored group plan might not be sufficient to protect your income
  • The different types of coverage periods in disability insurance
  • Key features you should look for in a disability insurance policy
  • And more

Resources:

Connect with Blue Barn Wealth:

Connect with Bart Spencer:

About Our Guest: 

Bart Spencer is the Director of Disability Income and Long Term Care at Allegis Advisor Group. He is very involved in the insurance community and is known as “The DI NUT” because of his passion for disability income protection. Bart speaks regularly in industry meetings such as gatherings of the National Association of Insurance and Financial Advisors (NAIFA). He is past president of NAIFA Bonneville in Ogden, UT, and membership chair for the Utah NAIFA Association.

 


Feature

What to Consider When Evaluating An Annuity with Jackson Bradley (Ep. 15)



When considering whether an annuity would be worthwhile for you, some questions you might ask yourself are why would I choose an annuity over just having a taxable brokerage account? What benefits could it provide for me? How can I differentiate between the different types of annuities, and why would I go through all the trouble of getting one? How can an annuity relieve some of the income stresses I might face in retirement? 

In this episode, Jeff Brimhall, Ph.D., CFP®, CFA, and Benjamin Cummings, Ph.D., CFP® are joined by Jackson Bradley, Consultant at DPL Financial Partners, to discuss what you need to know when it comes to annuities.

Listen as Jackson discusses: 

  • The tax deferral you would get when using an annuity 
  • What withdrawal rates look like with annuities
  • How annuities can be used as an income source with annuitizing
  • And more

Connect with Blue Barn Wealth:

Connect with Jackson Bradley: